Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
Select Page
Apply to Borrow from

£100 to £5,000*

Representative Example: £500 borrowed for 5 months

Apply For £50 - £1,000

Fast Payout

No Fees

Available 24/7

Secure Application

Bad Credit

Choose Your Loan

Choose from a wide list of options that are perfect for your needs.

Personal Loans

  • instant Decision
  • 60-Second Application Form
  • From £1,000 to £25,000
  • Rates from 5.7% APR to 278% APR
  • 3-36 month repayment

Short Term Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment

How Will My Application Work?

Secure Process

You don’t have to leave the comfort of your homes to apply for a loan. Just visit the lender’s website and fill up an online form. The process is safe and secured. There’s no need to visit banks or fall in long lines to get approved.

Fast and Convenient

The application process is incredibly simple and fast. Complete an online form and have it submitted. In just minutes, you can get the result from the lender of your choice and have the funds ready on the same day. You don’t even have to wait for days to get approved.

No Credit Checks

Is your credit holding you down? With us, you don’t have to worry about your credit line. Even with poor or bad credit, you are still eligible. As long as you can repay the loan on schedule, everything is going to be just fine. We have plenty of options that don’t require credit checks.

Smart and Simple way to apply for financial assistance.

Rates from 3.6% APR

Loans from £500 to £50,000

We have a comprehensive panel of leading lenders

9 out of 10 applicants are offered a loan

No Credit Check

Fast and Easy Application for Short Term Loans Anywhere in the UK

Loan approval can sometimes take forever. While waiting, you also have to deal with the fact that it might result in a denial. Naturally, you’d wonder if short term loans rejection is ever going to have an impact on your credit score and your chances of getting short term loans in the future.

If you’re wondering whether a quick loan rejection is going to have an impact on your credit score or not, you’ll be relieved to know that it doesn’t. Lenders of short term loans uk that will make a credit inquiry on your records will not be able to retrieve this information. What affects your credit score, however, is the credit inquiry that lenders of short term loans uk tend to make when you apply for a loan.

Short-Term Bank Loans Credit Inquiries – What Does It Mean

Credit inquiries will always have an impact on your credit score. This includes how long these inquiries have been spaced. Lenders of short term loans bad credit are required by law to do hard credit checks on short term loans bad credit applications. While other lenders will not see what became of these loan applications, the fact that you have applied for credit is reflected on your history. If they’re spaced in such a short span of time, this may create a bad impression. Best short term loans lenders might interpret this as a sign that you’re desperate for money. Worse, they might think that you’re borrowing money you can’t really afford to pay.

A credit denial should not have any impact on your credit score. But you must remember that there is probably a reason behind the denial upon applying for the best short term loans. This is why it is best to take a closer look into the rejected application and figure out where you may have gone wrong. It could be your credit score. It could be your present financial situation. Figuring out what caused the rejection will at least give you the chance to do something to fix it so your next attempt is likely going to have a more positive outlook.

One of the most basic requirements of short term loans direct lenders in the UK is for their borrowers to at least be 18 years old. However, getting approved for short term loans no credit check at 18 is actually not that easy. Short term loans direct lenders do not just want to approve your loan application if you do not have a good credit history most of the time, at 18, you may not have the opportunity to borrow money before. So, there is nothing for lenders offering short term loans no credit check to base their decision on as far as your creditworthiness goes.

Conducting your own research when planning to apply for any types of loan is really important. Aside from that, you should also monitor your finances. In doing so, there are some legitimate websites that could help you. These websites are:

Money Advice Service
Financial Reporting Council  
Financial Conduct Authority


How To Get Approved Easily for Short-Term Business Loans

Find Specialist Lenders

Considering how you will not have had the chance to build credit yet, it’s very less likely for traditional and mainstream lenders to cater to your loan application. What you can do instead is to refer to specialist lenders who will be willing to assist. These lenders do not only focus on the borrower’s credit score but also take into account other factors to qualify you for a small loan.

It would help your cause if you are currently employed and you are earning a stable monthly income. Lenders will look at you to have the capacity to pay them back when you have a stable earning every month. So, you will likely get approved for an unemployed loan if you’re employed.

Loans Short-Term: Get a Guarantor

You can have somebody with an established credit history and a good credit score to guarantee the loan. Lenders will likely approve your application when they get an assurance that there is somebody that will take over the loan in case you will no longer be able to make the payments.

Offer security
Lenders will also be more forgiving of the non-existence of your credit history when you can offer collateral. A car title or a property title can be used for this purpose. You are more likely to get approved for an unsecured loan with a higher amount and at a much lower interest rate too when you can present collateral to secure it.